The Unique Challenges and Objectives of a Military Home Buyer

The PCS No one knows the act of moving like a Military family. Moving around the world simply comes with a servicemember’s job. And, relocation is one of the most exciting aspects of a military career, but also the most challenging. While the military offers great resources to help with a move like base guides […]

How Do You Build a Custom Home?

Join Toni as she discusses the steps to building a custom home with guests, Brian Popp of Union Home Mortgage and Marcus Smith of Smith Custom Homes.  Other ‘Ask the Agent’ Articles What does a home inspection tell you? How well do you know your roof? Smith Custom Home Project in Land O’Lakes NEW CONSTRUCTION! […]

Market Shifts – Is There One Coming?

Where we have been – the Seller’s Market For the longest time, we have been in a ‘Seller’s Market’ resulting from historically low inventories. The problem with low inventory began when the market plummeted leaving so many homeowners with diminished equity and thus, an inability to sell. Short Sale programs were successful in helping some […]

First Crystal Lagoon Community being built in Wesley Chapel, Florida

A Crystal Lagoon, the first one in the United States, is coming to Epperson. It’s an enormous 8 acre, 16 million gallon swimming pool that will stretch the length of five football fields. It will be 200 feet wide and up to 8 feet deep with a series of “arms” stretching out. Each “arm” of the lagoon off the center will be about 1/4 mile long!

Mortgage Borrowers – Tips For You

I have come across a very helpful article about tips for Mortgage Buyers. Thanks to Bankrate.com for their tips, as well as the source where I found the article .  Here are a few that stuck out most to me:   1.  Documents you will need:  When you are ready to fill out a loan […]

What is Right of Redemption?

A standard feature of the foreclosure process is the right of redemption. It means that, in the unlikely circumstance that the seller can come up with the full amount in arrears and bring the loan to current (including any penalties due), the homeowner can keep their home.

Mortgage Insurance and Mortgage Insurance Premiums

Mortgage Insurance is defined as insurance provided to the lender against loss on a mortgage in the event of borrower default. Mortgage Insurance is required on a loan when the loan amount exceeds 80% of the property value. This would be the scenario when a buyer invests less than a 20% down payment on a […]